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  1. #1
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    Question why can't v use nfc enabled phones as a credit card or debit cards?

    nfc means near field communication that means the data transfer will be taking place only when there is a short range b/w the phone and reciever part. one main problem we encounter is about security measures, that can be solved by using secure authentification protocols and adding some user name and all.
    i think y can't we use the imei number and imsi number for authetification
    by decoding both the numbers and storing in to that app in the phone which will solve the authetification problem .... i request ur help .....

  2. #2
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    Re: why can't v use nfc enabled phones as a credit card or debit cards?

    Hi,

    What problem we are talking here? For NFC secure element there are many parties involved here (operators, credit card authority, OEM and applications developers etc).
    For security reason, it is not just that simple IEMI ID and IMSI.
    For Nokia implementation, secure element code will run inside SIM card (probably that is provided by operator and Credit card authority).

    I am telling story without understanding the actual questions, so please repeat the questions :-)

  3. #3
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    Re: why can't v use nfc enabled phones as a credit card or debit cards?

    wt's the security measures included in using nfc for money transaction?
    wt if we lost our phone?

  4. #4
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    Re: why can't v use nfc enabled phones as a credit card or debit cards?

    Quote Originally Posted by tomrich View Post
    wt's the security measures included in using nfc for money transaction?
    http://en.wikipedia.org/wiki/Near_Fi...curity_aspects seems to say: "none, whatsoever" (as far as the specification/technology itself goes)

    "Although the communication range of NFC is limited to a few centimeters, NFC alone does not ensure secure communications."

    "NFC offers no protection against eavesdropping and can be vulnerable to data modifications. Applications may use higher-layer cryptographic protocols (e.g., SSL) to establish a secure channel. Ensuring security for NFC data will require the cooperation of multiple parties: device providers, who will need to safeguard NFC-enabled phones with strong cryptography and authentication protocols; customers, who will need to protect their personal devices and data with passwords, keypad locks, and anti-virus software; and application providers and transaction parties, who will need to use anti-virus and other security solutions to prevent spyware and malware from infecting systems."

  5. #5
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    Re: why can't v use nfc enabled phones as a credit card or debit cards?

    To make NFC transactions secure, we have Secure Element chip inside some phones which may be available in three forms... 1. Along with SIM... 2. Along with SD Card.. 3. Separate NFC chip in the handset. Now this chip read/write control is not directly given to the application. We have third party vendors who manages this Secure Element for E.g. Gemalto and make your NFC transactions secure. They provide you a library through which u can access the Secure Element with their consent. These third party vedors send some Application Protocol Data Unit commands based on IS0 7816 standards to manage the secure element. So when the NFC transactions are carried out for payments from Digitized Credit/ Debit Cards, they are secure.

  6. #6
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    Re: why can't v use nfc enabled phones as a credit card or debit cards?


  7. #7
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    Re: why can't v use nfc enabled phones as a credit card or debit cards?

    It will be protected with password and it may ask additional question during transaction "Are you sure to pay?" or similar. If phone is lost, it can be shut down by calling the credit card authority.

  8. #8
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    Re: why can't v use nfc enabled phones as a credit card or debit cards?

    can we add up this nfc section [module] in mobile phones that does not hv nfc in built......and add up an app to do the remaing.
    i mean for simple application like read an nfc tag and all .

  9. #9
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    Re: why can't v use nfc enabled phones as a credit card or debit cards?

    You can't add NFC support to a phone through software alone; the phone must have the NFC hardware (radio), too.

  10. #10
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    Re: why can't v use nfc enabled phones as a credit card or debit cards?

    is nfc developers kit available to buy , so that we can add this nfc hardware to phones is it posible to add the hardware to a phone that doesn't hv an nfc section .......

  11. #11
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    Re: why can't v use nfc enabled phones as a credit card or debit cards?

    i'm having trouble with running the app which i'v created using qt creator in nokia belle os i'm workin on an app that 'll be helping in digital money transaction using nfc......
    at present i got nokia 603 phone . also ihv installed emulator for belle.

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